TBC Uzbekistan's loan portfolio reached 10.7 trillion soums: Q3 2026 results
According to a message on the Bankers.uz Telegram channel, TBC Uzbekistan has published its Q3 2026 results under IFRS: the ecosystem's loan portfolio is 10.7 trillion soums and its deposit portfolio 6.7 trillion soums. There are 25.5 million registered users, 6.1 million of them monthly active.
According to a message on the Bankers.uz Telegram channel, TBC Uzbekistan has published its financial results for Q3 2026 under International Financial Reporting Standards (IFRS). The ecosystem's loan portfolio is 10.7 trillion soums and its deposit portfolio 6.7 trillion soums.
Key indicators
| Indicator | Value | Growth (as stated in the message) |
|---|---|---|
| Loan portfolio | 10.7 trillion soums | — |
| Deposit portfolio | 6.7 trillion soums | — |
| Registered users | 25.5 million | — |
| Monthly active users | 6.1 million | — |
| Payment volume in the quarter | 43.9 trillion soums | +46.5% |
| Number of transactions | 198 million | +39% |
| TBC Salom debit cards | 1.5 million | +106% |
| TBC Osmon credit cards | 241 thousand | +176% |
| Number of active merchants | 23.4 thousand | +48% |
Structure of the loan portfolio
| Type of loan | Share of the portfolio | Approximate volume, trillion soums (author's calculation) |
|---|---|---|
| Business loans | 20% | 2.14 |
| Credit cards | 13% | 1.39 |
| POS loans and instalments | 14% | 1.50 |
What do the numbers show?
The calculations below were made by the author from the published figures (the numbers are rounded, so the results are approximate):
- The loan portfolio is about 1.6 times the deposit portfolio (10.7 / 6.7).
- About 23.9% of registered users are monthly active (6.1 / 25.5).
- The average transaction is about 222 thousand soums (43.9 trillion / 198 million).
- The three loan types listed make up 47% of the portfolio; the composition of the rest is not given in the message.
- Balances on TBC Salom cards are 5.8% of the deposit portfolio, or about 0.39 trillion soums.
Other information
- Since Q3 the TBC Salom card has also been issued in the UZCARD system.
- The number of business clients registered in the ecosystem has grown 5 times in a year; 84% of them operate outside Tashkent.
- The company plans to launch new business cards for TBC Biznes clients.
Note
The message does not state the period against which the growth percentages are calculated (the previous quarter or the same quarter last year). The composition of the “ecosystem”, profit and other financial indicators are not given in the message. We do not have the full text of the report.
Official source
For information only; check the official text at the source.