News: banking
Key changes in tax, accounting, audit and legislation in Uzbekistan: a short summary with a link to the official source.
Deposits in soums: offers of 26 banks, annual rates from 7% to 21% (as of 10 November)
According to a message on a Telegram channel, as of 10 November 2026 annual rates on term deposits in soums at 26 banks range from 7% to 21%. The highest rate is at Tayanch bank (21%, 24 months) and the lowest at Ziraat bank (7%, 6 months). Terms and minimum amounts differ, so comparing rates alone is not enough.
Gold bars rose 66% in two years: a 5-gram bar costs 9,017,000 soums, the bank buys it back at 7,776,000 soums
According to a message on a Telegram channel, as of 11 November 2026 the banks' selling price for a 5-gram gold bar is 9,017,000 soums, about 66% above 5,444,000 soums in November 2024. The bank buys the bar back below its selling price, at 7,776,000 soums: a gap of almost 14%.
Bank loan rates (as of 9 November): microloans from 21.9% to 39.9%, mortgages from 18.7% to 26.0%
According to a message on a Telegram channel, based on Central Bank data, average rates on loans issued in the last 10 working days are: microloans 27.5%, car loans 21.8%, mortgages 21.7%. The gap between banks for the same type of loan ranges from 7.3 to 18.0 percentage points.
Central Bank fined 6 banks and 2 microfinance organisations in October: the Banking Supervision Committee considered 43 issues
According to a message on a Telegram channel, the Central Bank's Banking Supervision Committee considered 43 issues at 6 meetings in October 2026. Fines were imposed on 6 banks and 2 microfinance organisations, and 1 bank and 1 microfinance organisation received a warning. The names and fine amounts were not published.
9 thousand ATMs were bought last year and over 50 million dollars of products imported: local production to be studied
According to Bankers.uz, 9 thousand ATMs were bought in the country last year and more than 50 million dollars of products were imported. President Shavkat Mirziyoyev instructed to calculate the demand for ATMs and to study the possibilities of producing them locally by attracting technology and investors.
TBC Uzbekistan's loan portfolio reached 10.7 trillion soums: Q3 2026 results
According to a message on the Bankers.uz Telegram channel, TBC Uzbekistan has published its Q3 2026 results under IFRS: the ecosystem's loan portfolio is 10.7 trillion soums and its deposit portfolio 6.7 trillion soums. There are 25.5 million registered users, 6.1 million of them monthly active.
4 state-owned banks are being prepared for privatisation: Uzpromstroybank, Asakabank, Aloqabank and Turonbank
The Ministry of Economy and Finance's fiscal strategy for 2027–2029 sets out the transformation and privatisation of four state-owned banks. Which document was adopted for each bank and what stage the process is at.
From 3 November at least 10% of a loan advert and at least 30% of the contract's first page must carry a warning
Central Bank Board Resolution No. 3948 took effect on 3 November 2026: loan advertising and the first page of a loan agreement must carry a mandatory warning. For a misleading loan product, the Central Bank may restrict or ban some of a bank's operations or the expansion of its infrastructure for up to 6 months.
What fines banks pay for violating customers' rights: the full list under Central Bank Regulation No. 3492
Central Bank Regulation No. 3492 sets fines for banks that violate the rights of financial services consumers. The rules were updated by amendments No. 3492-1, effective 6 August 2026: fines apply to each case separately, from 3 million to 100 million soums, and for systemic shortcomings 0.01% of total capital but no less than 300 million soums.
For information only; check the official text at the source.